When SMEs do not survive, it affects the economy in terms of high unemployment, poverty, a lower standard of living, and an increase in crime (Myslimi & Kacani, 2016). It is believed that this situation can be reversed to increase private sector growth. The contemplated research will examine the above through the analysis of theories on Social Justice, Economic Development, Entrepreneurship and SME Funding Strategy. An attempt to construct a new conceptual model or framework that better integrates theory with praxis is the fundamental goal of the research. In particular, the research will examine the challenges of accessing to financing for SMEs in Nigeria through a research triangulation method including a literature review, content analysis, interview and questionnaire administration.
Ms. Stella Okoroafor is a Professional PhD Candidate in Finance. She holds a M.Sc. in Accounting and a Post-Graduate Diploma in Education from Imo State University in Owerri, Nigeria. She also holds an MBA in Financial Management from the Federal University of Technology Owerri and a B. Sc. in Accounting from Abia State University in Uturu. She also holds a post-graduate Diploma in Human Resource Management from Humber College in Ontario, Canada. She has 14 years of college experience in accounting as a Lecturer at the Alvan Ikoku Federal College of Education in Nigeria where she has held the position of Head of the Accounting Department. Previous to that, she worked at Nzeogu and Co. Chartered Accountants in Imo State, Nigeria. She has published many articles, books and book chapters on Accounting, MIS, Business Finance and Labour Economics. She is also a Certified Teacher in the Province of Ontario, Canada.
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