Ms. Kerstin Jatho is a Dual PhD/DOAL Combined Program Candidate. She holds a Master of Science with Distinction in Applied Positive Psychology from the University of East London and well as a Bachelor of Commerce from the University of South Africa. She also holds a Certificate in JSE Stockbroking from WITS, a Certificate of JSE Compliance Officer from the Johannesburg Stock Exchange and a Certificate in Criminal Justice and Forensic Auditing from Rand Afrikaans University. She also holds a Certificate in Senior Management Development from the University of Stellenbosch Business School. She holds several certificates in Life Coaching. She is a member of the International Coach Federation and the Institute of Applied Positive Psychology. Professionally, she is the Founder and Managing Director of 4SEEDS Consulting in Johannesurg, South Africa.