Ms. Stella Okoroafor is a Professional PhD Candidate in Finance. She holds a M.Sc. in Accounting and a Post-Graduate Diploma in Education from Imo State University in Owerri, Nigeria. She also holds an MBA in Financial Management from the Federal University of Technology Owerri and a B. Sc. in Accounting from Abia State University in Uturu. She also holds a post-graduate Diploma in Human Resource Management from Humber College in Ontario, Canada. She has 14 years of college experience in accounting as a Lecturer at the Alvan Ikoku Federal College of Education in Nigeria where she has held the position of Head of the Accounting Department. Previous to that, she worked at Nzeogu and Co. Chartered Accountants in Imo State, Nigeria. She has published many articles, books and book chapters on Accounting, MIS, Business Finance and Labour Economics. She is also a Certified Teacher in the Province of Ontario, Canada.