Mr. Gift Moonga is a Professional PHD Candidate. He holds a Master of Science in International Banking & Finance from the University of Salford, UK. He is a certified Professional Risk Manager with PRMIA in the USA. Professionally, he holds the position of Head of Risk Management at PTA Bank Kenya. In the past, he has held the position of Acting Managing Director of Corporate Banking at Stanchart Bank in Zambia as well as other Director level position at Barclay’s (Zambia and the Seychelles) and Standard Chartered Bank in Zambia.