Mr. Alam Mahfouz is a D.Phil. in Finance Candidate. He holds a Master in Applied Finance & Banking from the University of Wollongong Dubai and a Bachelor of Commerce in Finance & Banking from An-najah N. University in Palestine. Presently he works as Finance Manager at Univest Real Estate in UAE. Previously, he held the position of Chief Accountant at Bin Masoud Group, Dubai. He is also a member of the Global Association of Risk Professionals.